FIXED INDEXED ANNUITIES
Page Title
Fixed Indexed Annuities (FIAs) are financial instruments that offer a unique blend of safety and growth potential. In essence, they provide a secure foundation with the opportunity to benefit from the performance of a stock market index. Unlike variable annuities, FIAs guarantee a minimum interest rate, safeguarding the principal investment from market downturns.
THE FIA
ADVANTAGE
With FIAs, you enjoy a reliable floor that shields your investment from market downturns. The potential for additional interest, tied to market index movements, adds a layer of growth opportunity. This dual characteristic allows investors to benefit from market upside while maintaining a level of protection during market downturns.
FIAs are designed to offer a sensible balance between security and growth. They are particularly appealing for individuals seeking a reliable source of income in retirement, as the interest earnings have the potential to increase over time, providing a hedge against inflation.